Even though we would all like to believe that institutions and big companies don’t make mistakes and always put their client’s interests first, that is not always the case.
Insurance companies sometimes refuse and stall their claims. Bad faith means that the insurance company did something unfair or dishonest with their clients.
For example, if they don’t pay valid claims against the insurance policy that they sold to a client.
In that scenario, you can sue an insurance company for bad faith.
How do I sue?
Suing an insurance company is classified as a civil case. Specialized in civil law and many other areas, MJW Law Legal Experts give their clients an individual approach that adjusts to you and your needs!
When filing a lawsuit, you have to explain how the insurance company hurt you financially.
Describe circumstances and in which the company failed to honor your policy and to process your claim.
If you are not sure if you can sue an insurance company for bad faith, you can consult with a bad faith insurance solicitor.
What do I get from the lawsuit?
The most important thing is you get your financial compensation.
Also, you might raise awareness about the unfair treatment that could help others in their experiences.
How can I recognize if I am in a situation where I can sue?
Whenever you have doubts you can turn to your insurance solicitor or consultant who can tell you exactly what you can do.
When talking about bad faith from insurance companies, the examples are:
…if they are being unnecessarily threatening in a way that is meant to avoid paying for your claim;
…if they constantly delay the case;
…if they pay less than they supposed to pay for the claim;
…if they completely refuse to pay the claim;
…if they refuse to face the facts supported by the evidence;…
Be persistent!
A lot of times we know that someone did us wrong, but can’t prove it. Document their actions and collect the evidence which they are not going to be able to run away from.
Keep all the emails, phone calls or letters – you never know when you are going to need them.
Don’t quit once you decide to file a lawsuit. It may not be the simplest thing to accomplish, but it will all be worth it once it is over!